Cost-efficient and easy to setup

#OUR PHILOSOPHY

Zero21 is a FinTech bank specially built for merchants. Zero21’s core competencies are in issuing IBAN accounts and to process SEPA Direct Debit and SEPA Credit Transfers. The focus is to leave behind the outdated practices and to provide high-quality services focused on banking for business.

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IBAN Account Issuing

Zero21 IBAN account is a designated SEPA payment account, which allows SEPA Credit Transfers and SEPA Direct Debit processing.

SEPA Credit Transfer

Transfers are made in the name of the IBAN account holder, eliminating costs that are typical for traditional bank accounts.

SEPA Direct Debit

Zero21 clients can receive incoming Euro payments in no time at all, with easy reconciliation and user-friendly interface.

Zero21 Team

# Meet our people

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Mindaugas Rizgelis
CEO
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Wolf Kring
CEO
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Ines Kring
CCO
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Oliver Muskinja
Business Operations Manager
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Brian Cheung
Chief Technology Officer
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Sergey Rogatnew
CISO
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Vergina Luk
Senior Accountant
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Dusan Borisev
Financial Controller
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Jenine Castaneda
Staff Accounting
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Sasa Dubara
Product Owner
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Ugljesa Novak
Software Architect
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Nikola Koprivica
Software Developer
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Boris Feher
Software Developer
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Milan Stanacev
Software Developer
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Lazar Zlatic
Senior QA Consultant
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Radmila Biga
QA Analyst
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Dragan Roganovic
Frontend Developer
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Sofija Dragisic
Head of Sales
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Isidora Radisic
Client Relations Specialist
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Marko Bogunovic
Payments Specialist
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Danka Kosutic
Head of Marketing
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Sandra Novakovic
Marketing Assistant
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Sandra Acimovic
AML Legal Counsel & DPO
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Milena Spasojevic
KYC\AML Officer
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Romana Ilic
KYC\AML Officer
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Ivana Davidovic
HR Generalist
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Katarina Pavlov
Junior Recruiter
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Ljiljana Orlandic
Executive Assistant to the President
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Zana Zivkovic
Office Manager & HR Assistant
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Predrag Panic
Server Administrator
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Ivan Vukovljak
Merchant Support Representative
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Darko Prskalo
Merchant Support & IT Admin
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Jovana Anic
Graphic Designer
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Patrizia Ucci
Consumer Support